Question 1

What is NAV in mutual funds?

Accepted Answer

NAV (Net Asset Value) is the price of one unit of a mutual fund — the total value of the fund's assets minus liabilities, divided by outstanding units. It is published once per day for open-ended funds.

Question 2

How do I check a mutual fund NAV?

Accepted Answer

Type the fund name or scheme code in the search box, select it and you'll instantly see the latest NAV, day change, 1-year return and a 12-month NAV chart — powered by AMFI data through the UpTools backend.

Question 3

What is a good 1-year mutual fund return?

Accepted Answer

It depends on the category: large-cap equity funds have historically returned 10–15% per year, while debt funds return 6–8% and liquid funds 5–7%. Compare a fund against its category average, not against other categories.

Question 4

Is NAV a good indicator of fund performance?

Accepted Answer

Only with context. A low NAV does not mean cheap — a ₹10 NAV fund and a ₹500 NAV fund can perform identically. Use returns over 1/3/5 years and the expense ratio instead of NAV alone.

Question 5

What is the difference between SIP and lumpsum?

Accepted Answer

SIP invests a fixed amount monthly (rupee-cost averaging, ideal for volatile equity funds). Lumpsum puts the entire amount in at once — a one-year projection in this tool shows simple growth for a lumpsum at the fund's 1-year return rate.