Question 1

What is the current PPF interest rate?

Accepted Answer

The PPF interest rate for Q1 FY 2024-25 is 7.1% per annum, compounded annually. Rates are set by the government quarterly.

Question 2

What is the minimum and maximum PPF investment?

Accepted Answer

Minimum annual investment is ₹500 and maximum is ₹1,50,000 per financial year. You can invest in lump sum or up to 12 installments.

Question 3

What is the PPF lock-in period?

Accepted Answer

PPF has a 15-year lock-in period. Partial withdrawal is allowed from the 7th year. Full maturity is at 15 years, extendable in 5-year blocks.