Question 1

What is NPS?

Accepted Answer

NPS (National Pension Scheme) is a government-backed retirement savings scheme. Subscribers invest in equity and debt funds. At maturity, 60% can be withdrawn and 40% must be used to buy an annuity for monthly pension.

Question 2

What are the tax benefits of NPS?

Accepted Answer

Under Section 80CCD(1B), you can claim additional ₹50,000 tax deduction over and above 80C limit. Employer contribution under 80CCD(2) is also tax-free up to 14% of salary.

Question 3

How do I use this NPS Calculator online free?

Accepted Answer

Enter your numbers above and get instant results. Free with no login, works on mobile and desktop.

Question 4

Is this NPS Calculator accurate?

Accepted Answer

Yes. The NPS Calculator uses standard formulas and 2026 rules. Always verify big decisions with a professional.

Question 5

What do I need to enter?

Accepted Answer

Just fill the fields above and results update live. No sign-up, free on any device.

Question 6

Is this NPS Calculator free?

Accepted Answer

Yes, completely free with no sign-up. Use it unlimited times online on any device.