Where do rates come from?

We fetch rates from reputable public endpoints (exchangerate.host and Frankfurter). If a call fails due to CORS or network, we fall back to a proxy on our domain.

How do I include bank/card fees?

Adjust the Fee % slider to add a markup/fee to the live rate. This gives a more realistic amount you might pay.

Can I share a conversion?

Yes. Use Share to copy a link with parameters (amount/from/to/fee). Opening it will auto-prefill the converter.

Currency Converter

Amount

From

Fee / Markup (bank/card spread)

How to use

Enter the Amount and choose From and To currencies (or use presets).
Optional: adjust Fee % to simulate bank/card markups.
Click Convert to see the live rate, adjusted rate, conversion and a 30-day mini chart.
Use Share to copy a link with the same settings.

Explore more: IT Income Tax Calculator . EMI EMI Calculator . GST GST Calculator . JS JSON Formatter

✅ Do's and ❌ Don'ts

✅ Do's

✅ Do use this tool to save time on manual calculations.
✅ Do double-check your inputs for accuracy.
✅ Do share results with teammates using the Share feature.
✅ Do bookmark this tool for quick access.

❌ Don'ts

❌ Don't enter sensitive personal data — this tool doesn't store anything.
❌ Don't use results as professional financial/legal/medical advice.
❌ Don't forget to verify critical calculations with official tools.
❌ Don't assume results are guarantees — they are estimates.

Frequently Asked Questions

Is this tool free to use?

Yes. All UpTools calculators are completely free, with no sign-ups required.

Is my data private?

Yes. All calculations run locally in your browser. Nothing is uploaded to any server.

Does it work on mobile?

Yes. All tools are mobile-responsive and work on any device — phone, tablet, or desktop.

Can I use this offline?

Most tools work offline after the initial page load. No internet needed for calculations.

📐 How This Tool Works

This tool computes results entirely in your browser using JavaScript. No data is sent to any server, ensuring your privacy.

Results update instantly as you type — no waiting for server responses.

Also try: Calculator · Converter · Generator

How this currency converter works

It fetches a mid-market rate for the selected pair, optionally adds your fee/markup %, and computes the converted amount. Use Swap to flip From/To and Copy to share the result.

Related tools: GST Calculator � Income Tax � EMI

Examples & FAQs

Example: 100 USD . INR at 83.20 mid-market with 2% fee . adjusted rate � 81.54; result � ?8,154. Use the 30-day mini chart to sanity-check volatility.

Why do my card/bank rates differ?

Institutions add spreads and fees; weekends/holidays and market moves also affect timing. Add a fee % here to approximate your effective rate.

Can I share or bookmark?

Yes. Use Share to copy a URL with parameters; opening it restores your settings.