Is Amortization Calculator free?

Yes, it's completely free with no sign-ups required.

Is Amortization Calculator private?

Yes. All calculations run in your browser. No data is uploaded.

Yes. All tools are mobile-responsive and work on any device.

Monthly payment · Full schedule · Extra payment savings

Loan Amount ($)

Annual Interest Rate (%)

Loan Term (Years)

Extra Monthly Payment ($)

Is this tool free to use?

Yes. All UpTools calculators are completely free, with no sign-ups required.

Is my data private?

Yes. All calculations run locally in your browser. Nothing is uploaded to any server.

Does it work on mobile?

Yes. All tools are mobile-responsive and work on any device — phone, tablet, or desktop.

Can I use this offline?

Most tools work offline after the initial page load. No internet needed for calculations.

📐 How This Tool Works

This tool computes results entirely in your browser using JavaScript. No data is sent to any server, ensuring your privacy.

Results update instantly as you type — no waiting for server responses.