UPI QR Code Generator

Generate UPI QR codes instantly. Enter UPI ID and amount to create a QR code for payments. Works with all Indian UPI apps.

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About UPI QR Code Generator

This tool generates QR codes compatible with all Indian UPI apps including Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and WhatsApp Pay. The QR code contains your UPI ID and optional payment details.

📘 How UPI QR codes work
  • UPI QR codes follow the NPCI EMV standard for QR payments.
  • The QR code encodes: UPI ID, amount (optional), and note (optional).
  • When scanned, the UPI app pre-fills the payment details for quick transfer.
  • You can print the QR code at your shop for accepting payments.
🏦 Compatible UPI apps
  • Google Pay (GPay): Scan & Pay, UPI QR
  • PhonePe: Scan & Pay, UPI QR
  • Paytm: Scan & Pay, UPI QR
  • BHIM: Scan QR
  • Amazon Pay: Scan & Pay
  • WhatsApp Pay: Scan QR
  • All major Indian bank apps

Related: UPI Validator . Aadhaar Validator . PAN Validator

Frequently Asked Questions

Is this tool free to use?

Yes. All UpTools calculators are completely free, with no sign-ups required.

Is my data private?

Yes. All generation happens in your browser. No data is sent to any server.

Which apps can scan this QR?

All major Indian UPI apps: Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, WhatsApp Pay, and bank-specific apps.

Can I use this for business payments?

Yes. Generate a QR code with your business UPI ID and print it at your shop for accepting payments.

Is the amount mandatory?

No. You can generate a QR code with just your UPI ID. The amount field is optional.

📐 How This Tool Works

The tool generates a UPI string in the format:

upi://pay?pa=UPI_ID&pn=NAME&am=AMOUNT&cu=INR

Then it converts this string into a QR code image using the QRCode.js library.

  • pa: UPI ID (payee address)
  • pn: Payee name (optional)
  • am: Amount in INR (optional)
  • cu: Currency (INR)
  • tn: Transaction note (optional)

Also try: Calculator · UPI Validator · Aadhaar Validator

✅ Do's and ❌ Don'ts for UPI QR Codes

✅ Do's

  • ✅ Do verify the UPI ID before sharing the QR code.
  • ✅ Do use a clear, high-quality QR code for printing.
  • ✅ Do place the QR code in a well-lit, visible location.
  • ✅ Do regularly check your UPI transaction history.

❌ Don'ts

  • ❌ Don't share your UPI PIN with anyone.
  • ❌ Don't use blurry or damaged QR codes for payments.
  • ❌ Don't scan QR codes from unknown or untrusted sources.
  • ❌ Don't place your QR code where it can be easily tampered with.