🏖️ Retirement Calculator

Calculate when you can retire based on your savings, income needs, and investment returns.

❓ Retirement FAQs

How much do I need to retire?

A common rule is the 4% rule: multiply your annual expenses by 25. If you need $50,000/year, you need $1.25 million saved. Factor in Social Security and pensions to reduce this amount.

What is the 4% rule for retirement?

The 4% rule suggests you can withdraw 4% of your retirement savings annually without running out of money for 30 years. This assumes a balanced portfolio and adjusts for inflation.

When should I start saving for retirement?

Start as early as possible! Due to compound interest, someone who starts saving at 25 will have significantly more at 65 than someone who starts at 35, even with the same monthly contributions.