Rent vs Buy Calculator | UpTools

Rent vs Buy CalculatorCompare the true cost of renting vs buying a home over time. See which option saves you more money.How it works

Enter home purchase details: price, down payment, interest rate, taxes.

Enter rental details: monthly rent, increase rate, insurance.

View side-by-side comparison with total costs and net position.

FAQ

Is it better to rent or buy?

It depends. Buying is better if you plan to stay 5+ years with stable income. Renting is better if you value flexibility.

What is the 5% rule?

If annual rent is less than 5% of the home price, renting is likely cheaper.

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