House Affordability Calculator | UpTools

House Affordability CalculatorCalculate how much house you can afford based on income, debts, down payment, and interest rates.How it works

Enter your annual income, monthly debts, and down payment.

Set the interest rate and loan term.

View maximum home price, monthly payment breakdown, and DTI ratio.

FAQ

How much house can I afford with my salary?

A general rule is that your home price should be 2.5 to 3 times your annual gross income. This also depends on debts, down payment, and interest rates.

What is the 28/36 rule?

Housing costs should not exceed 28% of gross monthly income, and total debt payments should not exceed 36%.

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